General Insurance Services
National Insurance Company Ltd. is one of the oldest general insurance companies in India and offers an array of general insurance products. If you choose to buy a policy from National Insurance, you will have access to services such as online policy renewal, online claim intimation, live chat option, online policy information, grievance redressal, and so on.
National Insurance Motor Insurance
The insurer offers motor insurance plans for private cars and two-wheelers. An interested individual can choose between Liability Only policy and Package policy. The Liability Only policy will offer coverage only for legal liabilities that may arise against the policyholder whereas the Package policy will offer coverage for legal liabilities as well as damages caused to his/her own vehicle. Applicants can choose to enhance their plans using add-ons.
National Insurance Health Insurance
The company offers eight health insurance plans, each of which is described below:
- National Mediclaim Policy (Individual Plan)
This is an individual health insurance policy that offers coverage for sum insured that ranges from Rs.50,000 to Rs.5 lakh. Individuals can choose to add family members and avail a 10% family discount.
- National Mediclaim Plus Policy (Individual Plan)
This is another individual health insurance policy that offers extended coverage for several medical conditions. Applicants can choose between Plan A, Plan B, and Plan C and the maximum sum insured option under this policy is Rs.50 lakh. This plan offers family and youth discount.
- National Mediclaim Policy for family (Floater Policy)
This is a family floater policy that can cover the policyholder, spouse, and two dependent children. The sum insured options range from Rs.2 lakh to Rs.5 lakh under this plan.
- National Parivar Mediclaim Policy (Floater Policy)
This family floater allows policyholders to cover their parents in addition to their spouse and dependent children. The sum insured options are between Rs.1 lakh and Rs.10 lakh. Online policy renewal discount, zone-wise discount, maternity/infertility discount, and long term discount are some of the discounts that can be availed under the policy.
- National Parivar Mediclaim Plus Policy (Floater Policy)
This special health insurance policy can cover the policyholder, his/her spouse, children, parents, and parents-in-law. The sum insured amount for the policy can be between Rs.6 lakh and Rs.50 lakh under Plan A, B, or C. The discounts available are online renewal discount, zone-wise discount, maternity/infertility discount, and long term policy discount.
- Varishtha Mediclaim Policy for Senior Citizens
This senior citizen health insurance policy comes with only one sum insured option of Rs.1 lakh. Policyholders can opt for an additional critical illness benefit for a sum insured option of Rs.2 lakh.
- Overseas Mediclaim Business and Holiday
This is a travel insurance policy that covers travel emergencies such as illness, delay of packed baggage, personal accident, loss of passport, and property damage, among others. Interested individuals can choose between Plan A and Plan B depending on the sum insured amount they are looking for.
- National Critical Illness Policy
This is a critical illness health insurance policy that offers a lump-sum amount if the life insured is diagnosed with a critical illness. There are two options available under this policy – Plan A and Plan B. The sum insured options range from Rs.1 lakh to Rs.75 lakh.